Retired Delta Pilot's Page
What do I have (or don’t have) page?
While flying, when something went wrong one of the first questions that went through our mind in the cockpit was...."what have I lost and what do I have?"
Okay, in the retired world, things have changed and will continue to change. You can bet on that. Now, (as related to my old DAL job) bottom line, i again ask, "what have I lost and what do I have?"
Realizing that a "hub" page for all of our remaining benefits is somewhat of a moving target, I wish to create a useful page that fills the bill.
This is a comprehensive page for living Retired Delta Pilots
Call Delta ESC 1-800-MYDELTA (1-800-693-3582)
Retired Insurance --Health:
Under age 60- (you do not have a company sponsored group plan)
HCTC for eligible pilots between ages 55-65:
IRS HCTC home page HCTC Customer Contact 1-866-628-4282
IRS HCTC FAQ's
HCTC Delta specific FAQ's
HCTC registration To Do list
HCTC state qualified plans
HCTC - How to Receive the HCTC
IRS HCTS filing form 8885
Tricare (for retired military)
Medicare and supplemental after
Retired Insurance --Survivor Benefits: (Review your life insurance needs while keeping the following in mind)
Delta Pilots Disability & Survivorship Plan (Trust Fund) (Yes, "Your surviving spouse and eligible family members will receive survivor annuity benefits, up to a total of 25%-35% of your final average earnings (from the Delta Pilots D & S Trust) Sample Survivor Benefit Calculation available from ESC (if you are persistent) for a specific retiree. This gives you an idea of how D&S survivor benefit is calculated.
WHAT DO WE HAVE? - D & S Trust assembled document: Click Here
DPMA? (None. Any and all benefits terminate upon your retirement)
Delta paid life insurance? Your designated beneficiary will receive life insurance proceeds paid from a Basic LI policy DAL holds on employees and retirees.(amount is $50,000 if you die in first year after retirement, declining $10,000/year to minimum of $10,000)."
Independently owned life insurance (Click here and ask for a quote)
LOA 51 and how it affects disability.
Click here for Memo to Disabled Pilots
Monthly Qualified Annuity (Problems or changes contact PBGC 1-800-400-7242)
Distributed “claim” for Non-Qualified ( 2 part claim distribution-then done!)
(MEC 06-06 Bulletin describing Claims and sale in general)
Distributed "claim" for lost medical benefits (negotiated by the Pilot 1114 comm)
Continued “qualified” benefits now paid by PBGC
Social Security benefits 1-800-772-1213
SS offset of your pension annuity Your Delta benefits will be reduced on the earlier of the date you begin receiving Social Security retirement benefits, or required Social Security retirement age.
• DAL Seniority Date before 02/09/82: monthly reduction is $117 at 65; $94 at 62.
• Seniority Date after 02/09/82 monthly reductions: age 62 - $259 age 64 - $302, age 63 -
$281 age 65 - $324
• Social Security reduction is prorated if DAL service is under 25 years and due to Frozen
Plan date of 12/31/2004.
Stark article on Claims 3-27-07
DALPA Limited web site access 1-800-USA-ALPA
ALPA insurance or any other benefit – none
Contract Comparison 2011
Latest ALPA (PWA) Pilot Working Agreement
Latest ALPA retired Handbook (dated 2005 ver.)
Latest ALPA contractual bulletins effecting retirees
Latest ALPA seniority list (Aug '12)
Official web sites for my access as a retiree:
Delta Pilot DDPSA Delta Disabled Pilots & Survivor Association PBGC PBGC at 1-800-400-7242 (Monthly Benefits STOP for most survivors, but D&S Trust begins) Delta ExtraNet (Retiree limited access to Travel Net, ESS, Flight Ops and more) DALRC (Delta Air Lines Retirement Committee) Pilot 1114 Committee seldom updated
Helpful web sites for Delta Pilot Retirees:
PCN Pilot Communicaton Net
Email lists and email rings to subscribe to:
Pilot Communication Net - rights reserved.
PCN Disclaimer: We publish information shared by our network and we do not confirm the accuracy
of shared data, so member/subscriber use caution and verify.
Webmaster, Editor of "High Life" and Coordinator of PCN - Mark Sztanyo, Ret. B767 Capt. 2005
Welcome to the PCN website. The PCN exists to inform, connect and serve our DAL pilot community, both active and retire